Or just don't know. My parents were products of The Great Depression. It stuck with them throughout their lives and was reflected in many ways for me growing up. The cheap dried up shoe leather round steak. Bizarre casseroles eaten at the dinner table. Canned veggies rather than fresh. Fresh was a treat and we got those from my Grandparent's garden. And that was the 1970's. They lived tightly because they grew up in The Great Depression and knew no other way. Don't get me wrong there were moments when they forgot themselves and indulged. We weren't dirt poor, but middle class.
If you do not think this economy will not affect you, you are either stinking rich or foolish. And either candidate will not be able to clean this up. The World and it's leaders do not know what to do about this economy and it is not only the United States.
My retirement in which I still am socking money into is in the shitter in just the matter of a year. I wanted to pull it out two years ago and take the caning on the tax, but we decided to let it ride. I will be lucky to have it somewhat back in 20 yrs when I retire. It will take 10 to 15 yrs for this economy to recover.
Steve and I are lucky in that we were smart enough to not over mortgage this home and not take any of the many equity cash offers given to us over the years. We did not get stupid and said "No Thank-you!" . We actually do have equity. Amazing these days. Instead we brought down our credit debt and lived within our means. We have taken action just this week to prepare for the worst. I am lucky in that Stephen is a smart man and predicted this well over a year ago, but even this gets scary for him. I am also lucky enough to have a career that is in need, however, even where I work, a children's hospital as an RN, they have begun to take measures to find ways to cut our bonuses and raise the cost of our health care as employees.
This will affect us all, reflected in work load, jobs, the grocery store, education and so on. Cash will be important, very important as credit will no longer be readily available. Good luck to us all!